We understand that, next to health insurance, the number one benefit people want is a solid retirement package. Old Second is a leader in the industry by providing you with excellent opportunities to accumulate significant retirement savings through our tax-qualified plans!

  • 401(k)—Old Second offers a 401(k) Salary Savings Plan that matches dollar for dollar up to 6%. There is no percentage limit for your deferrals, subject to statutory wage limitations. Under our safe harbor provision, you are immediately vested in your deferrals and match.


  • Profit Sharing—In addition to the 401(k), Old Second offers a discretionary non-contributory Profit Sharing Plan.